A veterinarian examines a dog Credit: Sergei Savostyanov Dog owners are no longer allowing pets to die as insurance industry figures show a rise in complex “super vet” procedures.Pet insurers paid out a record-breaking £785 million in 2018 to cover the unexpected costs of owning a pet, figures from the Association of British Insurers show.The jump in the cost was driven by a significant increase in the average claim size as veterinary treatment becomes increasingly sophisticated, the ABI said. The average claim cost climbed by £36 year-on-year to £793 in 2018.Over the past decade, the average claim has increased by 75 per cent, while the average premium has increased by 50 per cent, according to the ABI’s data. The ABI said some examples of claims include PetPlan paying out more than £40,000 for a terrier since its “covered for life” policy started in 2010. The terrier has had several treatments for a serious congenital lung disorder, the ABI said. Research by consumer analysts at Mintel found average pet insurance premiums for dogs rose 6 per cent to £324 in 2017, while cat cover went up 7 per cent to £171. By comparison the average home building and contents insurance policy now costs just £162 a year, according to the AA British Insurance Premium Index.Meanwhile it appears that pet owners are becoming more dissatisfied with the value of pet insurance as calls about it to the Financial Ombudsman, which oversees complaints about insurers, soared 113 per cent from 727 in 2013 to 1,554 in 2018.The ABI’s senior policy adviser for pet insurance, Joe Ahern, said: “There is no NHS for animals, so if you’ve not got a pet policy in place – you risk having to foot veterinary bills out of your own pocket.”These can often be in the thousands of pounds and vet treatment is only getting more expensive, not less.”It’s promising to see the average premium coming down regardless of this trend and I’m pleased to see our members paying out more than ever before to protect the wellbeing of pets across the country.” It also said Direct Line, another insurer, had recently helped a French bulldog that had fractured its leg, with the claim costing £7,300 in total. But average premiums were down slightly for the first time in eight years, at £279 in 2018 compared to £281 a year earlier. It comes as separate research found insuring pets can be more expensive than insuring a house and all its contents. Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily Front Page newsletter and new audio briefings.
VOD (Ventilation on Demand) has been used at Xstrata’s Nickel Rim mine with great success. “The Nickel Rim mine project has enabled unique applications of technology with the goal of improving productivity and reliability. A key example of this can be found in the newly constructed surface exhaust fan installation where innovative approaches to ventilation technology include the use of variable frequency drives, multi-fan programmable logic control (PLC) and fan starting considerations1.”XPS Process Control (together with the mine’s Engineering and Operations team) has worked diligently in the design and commissioning of the Allen Bradley (Rockwell) control system and the surface fan controls optimisation, in a layered control application approach, specifically:Basic control loop standardDesign and simulationLoop tuning of the whole control strategy (surface fans)Loop tuning of all AMS (air monitoring stations) undergroundTesting of surface fans interaction with AMS (air monitoring stations) under several different scenarios.During July and August 2010, the whole control strategy was run in automatic and cascade control mode for several hours at a time on four occasions. The control strategy here is a basic to advanced, interconnected, regulatory strategy that has been programmed in the PLCs to co-ordinate surface fans exhaust and supply fans. Use of the Simsmart OMVOD system, during one of the tests, was for controlling a flow that could not be measured.For the days tested, the exhaust fan rpm was observed to run up to 200 rpm slower, proving a realistic energy saving opportunity, or liberated capacity which can be used to drive further production, or increased productivity. The strategy was able to automatically recognise opportunities and adjust fan speed accordingly.All the PID controllers have now been tuned and, following training and robustness testing, will shortly be ready to be used in their normal operating mode (auto and cascade) – a significant step to achieving ventilation on demand.1. Wiltow and McCall, Engineering innovation at Xstrata’s Nickel Rim South surface exhaust fans, 13th Mine Ventilation Symposium, pages 545-552, Sudbury, June 13-16, 2010.
Updated 4.33pm22 PEOPLE WERE arrested on suspicion of drink-driving each day over the Christmas period, gardaí have confirmed.The figures cover the entire 5-week Christmas Enforcement Campaign, which began on 1 December and concluded on 5 January.The greatest number of arrests happened on New Year’s Day, with 45 motorists detained. 11 people were arrested on suspicion of drink-driving on Christmas Day.“These people put themselves and others at significant risk,” Assistant Commissioner John Twomey told reporters at Harcourt Street this afternoon.“They may now face considerable penalties, which could easily have been avoided had they heeded the many safety warnings that have gone out as part of this campaign in particular.”Over 44,000 drivers were breath-tested at over 8,000 MAT (Mandatory Alcohol Testing) checkpoints during the enforcement period.‘Complex question’A total of 78,290 checkpoints were mounted throughout 2013 — an increase of over six thousand on 2012.Meanwhile, the latest provisional figures for traffic-related deaths show 190 people lost their lives on the roads last year. That’s an increase of 28 on the previous 12 months.Twomey said wasn’t possible to make a direct connection between the figure relating to checkpoints and the rise in road deaths, and that is was a “complex question”:(Youtube: TheJournal.ie)There’s been a significant drop in the number of drink-drive related arrests in the past six years. 7,962 such arrests were made in the last 12 months, down from over 18 thousand in 2008.The number of MAT checkpoints carried out over the same period has increased significantly. Over 20,000 more road checks were mounted last year, compared to the 2008 figure.Read: Gardaí look to speak with taxi driver of ‘dark saloon’ in Dublin assault caseRead: First motorway pub opens its doors in Britain amid controversyFirst posted 4.15pm