Sarah Workman loves mushrooms, so much so that she grows them on her property in Watkinsville, Ga. She uses the homegrown fungi in recipes, sells them at local farmers markets and pays her property taxes with the profits.The forest ecologist with the University of Georgia College of Agricultural and Environmental Sciences shares her mushroom knowledge at workshops and classes across the state. Warm strains bestFor Georgia’s climate, Workman recommends backyard mushroom growers use warm weather strains of starter. “The inoculation material is usually a mixture of sterilized saw dust or other fiber substance and a liquid culture of the specific fungus,” she said.The material costs $25 to $50 for small amounts and can be ordered from various sites online. Three growing mediumsMushrooms grow in three basic mediums: wood, soil and dung, she said. For growing shiitake mushrooms, for example, she recommends using wood as the growing base. Most sources recommend oaks, but sweet gum, elm and other hardwood trees also work.“Trees used for mushroom culture should be cut in the winter before the sap rises,” she said. “If the tree has budded, it’s too late to use it.”Start with 5 to 20 logsLogs used for mushroom growing should be easy to move and small, say 8 inches in diameter and 2 to 4 feet long. “If they are much bigger they will be too large and heavy for one person to handle,” she said.Workman recommends a beginning mushroom grower start with 5 to 20 logs. To insure success, the logs should be inoculated as soon as possible, or within a month from the time they are cut. “Lay the logs on a tarp if you can’t immediately inoculate them,” she said. “You don’t want to lay them on the soil and give insects or other fungi an opportunity to enter the logs.”Select trees with few low branches and avoid any with broken or rotten limbs. Treat the logs with care. Injured areas could become points for diseases or competing fungi to enter the logs, she said.Insert starter into holesTo inoculate the logs, drill holes three-eighths of an inch deep every 6 inches using an alternating pattern.Insert the inoculants material and cover the holes with melted wax. Stack the logs in a log cabin arrangement or slant them in inverted-V rows. She places hers three to four logs high in a crisscross pattern on a concrete block base.Label the logs with the year and the innoculum type. Water well and oftenKeep the logs well irrigated for four to six months. Workman typically waters 10 minutes in the morning and 10 minutes in the evening every day. But water needs will vary depending on rain. “If it rains, don’t irrigate the logs as they shouldn’t be overwatered,” Workman said. “If the logs aren’t watered enough, the mushrooms will crack or just not produce.”A white coloring under the bark or on the ends of the logs is a sign that fungus is actively growing inside the wood.To initiate a fruiting cycle, soak the logs overnight then restack them. In two or three days, “little buttons” should emerge and begin to expand, she said.“Most logs should produce mushrooms for about five years,” she said.Harvest in spring and fallMushrooms will emerge from the inoculated logs in the spring and fall, usually best when the days reach 75 to 80 degrees and the nights are above 60 degrees. The logs will likely not produce much during the summer, but will come back and continue to produce mushrooms through the fall. “Moisture, temperature and day length governs how much fruit is produced,” and how many mushrooms you will have to use or sell Workman said. For a little effort, you can have fun growing mushrooms that are both good food and good sellers at market.
2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr It’s technology Tuesday here on CUbroadcast and we invited Baxter Credit Union’s SVP/CIO Jeff Johnson on the show to talk about the up-and-coming technology standard for our industry: CUFX — or Credit Union Financial Exchange. We first spoke with Jeff about CUFX a couple years ago when it was first launched. I’ve been hearing more and more about it as of late and decided to check in to gain the latest status on this standard, as some pretty big names are behind this effort.We asked Jeff why this standard is so important for today’s credit unions, what enhancements have been made to CUFX in the last couple years to make it even better, how CUs and tech vendors and support the effort, where folks can discover more about CUFX, and a lot more. Check it out and pass it on.Visit:cufxstandards.com continue reading »
49SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Tyler Atwell Web: www.cuinsight.com Details Malicious attacksHackers have and always will try to access your information and there is little to nothing you can do to try and stop them. They have a wide range of tools at their disposal including malware which can come in many forms, such as: spyware, backdoor access points, export data, capturing of stored data, command & control and downloader systems just to name a few. The only real way to protect from these threats is to keep existing security measures up to date.Application vulnerabilitiesHaving outdated software or web browsers is a serious security concern. The most common lie told, which we are all guilty of is, “I have read the terms and services,” which we speed past, clicking agree after agree until we can get back to whatever it was we were doing. Those updates we rarely think about are the simplest way to protect ourselves from some of the most advanced threats. No system stays secure forever, vulnerabilities are found and developers push out updates to patch what could threaten users like yourself. It is your responsibility to patch your systems whenever they become available.Inadequate security controlsHaving clearly defined, successfully executed security controls in place is key to keeping your network and data safe. Even the more secure systems have been known to fall short in some common areas. Incorrectly managing access permissions can result in employees being able to view and move information that don’t need to do their jobs and while hacking and malicious attacks are often the top concern for protecting an organizations data, more often than not the vulnerability of a system is a weak or lost password. A completely secure network is still vulnerable if it is not configured correctly.Internal ThreatsIn any system the most common error is the human error. When an employee doesn’t fully understand the security protocol and procedures, they put the whole system at risk of an accidental breach. Whether that be due to simply accessing something they shouldn’t or unknowingly opening a malicious email. On the other end of the spectrum intentional breaches from disgruntled employees or contractors continues to be a major threat as they already have security clearance. Making sure that everyone who receives access, in any capacity, to the network is properly educated and screened should be mandatory.Physical LossNow we have arrived at the all-time most common cause of any security failure. Human error once again tops the lists as losing or having hardware stolen instantly causes a critical data breach. Electronics are among the top stolen items, but a thief isn’t just stealing a laptop or cell phone, they are stealing all the data that item has on it as well…which could be private passwords, documents and correspondence. Because of its nature this is also the hardest type of breach to prevent, but measures can be put in place to avoid too much damage coming from it. Set standards for encrypting data, keeping devices in a secure locked location when not in use and maintaining regular back-ups.The most effective way to prevent any of the above causes of data breaches is through educating yourself and your staff. Make sure that you and your employees are aware of the most common risks, know how to properly handle confidential information and have a plan in place should a breach occur.
68SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Brett Jackson Brett Jackson has been dedicated to building vibrant, competitive, breakthrough brands in the world of financial institutions for over a decade now. As the CEO of Systemax Corporation, a company … Web: www.systemaxsolutions.com Details You’ve heard of Snapchat, you understand how it works (for the most part), but you’re not using it because you’re not a 13 year old girl. Well, I’m here to tell you why you should be using this platform and how. I’ve broke it down into my top four ways businesses should be utilizing snapchat.Snapchat is an interactive platform that allows your brand to show off its fun, creative side. Dedicate a day at work to display the most entertaining parts. For instance, NFL season just kicked off, snap a friendly rivalry between two co-workers on game day! You can also create custom Geo-Filters to cultivate interaction. Geo-Filters are available in a specific location, that you determine, for a specified amount of time. These options show your audience your voice as a brand and that you are relatable.Broadcast live events. Say you’re at a conference and the keynote speaker is talking about customer service. Snap parts of the conference that gives the audience on authentic view of what’s going on. This results in them feeling like they are present at the conference with you.Give your audience behind-the-scenes opportunities, make them feel like they are a part of a special community. Let’s say you are getting ready for an event and you ordered new pizza cutters, snap a picture of the cool new promo items and let your audience know where they can pick one up at!Have a local celebrity in town? Let them take over your Snapchat for a day. Social media influencers can help spread your brand awareness and reach. Not only are they reaching your audience, they are also bringing theirs to merge with yours and that’s pretty cool.Keep in mind that you want to be where your ideal audience is. If that’s Snapchat- then give it a try. Most importantly, have fun with any platform you are on. The point of social media is to be social, so be interactive and provide engaging content to your specific audience.
43SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Scott Butterfield Scott is the Principal of Your Credit Union Partner, PLLC.Your Credit Union Partner (YCUP) is a trusted advisor to the leaders of more than 100 credit unions located throughout … Web: www.yourcupartner.org Details Your brand consists of the perceptions and images that represent your credit union. Many credit union leaders think of their brand only as a logo or tagline, but a meaningful brand is so much more. Your brand is the promise of what you’ll deliver, your members’ experience, and most importantly, what your organization stands for.Where do you draw the line?The line in the sand metaphor denotes a point (physical, decisional, etc.) beyond which one will proceed no further. Its origin is commonly accepted as a reference to the action of William B. Travis, who, in 1836, while commanding the defenders of the Alamo and contemplating a demand for surrender, drew a line in the sand and asked those willing to remain and defend the Alamo to their deaths to step across.Operating in a hyper-competitive financial services market is extremely challenging, and not for the faint of heart. Whether you like it or not, you have a credit union brand, and it exists somewhere along a continuum of “different shades of the same boring thing” to a very bold brand committed to something that forces your organization to take a stand, i.e. financial inclusion or social justice. The more your brand image blends in with the tens of thousands of financial competitors, the less you’ll stand out. But, if your organization can rally around a theme, cause or belief that is meaningful and bold, you’ll stand out and attract people to your cause – and they become your loyal advocates.At YCUP, we get to rub shoulders with the best and brightest credit union leaders. We get to experience bold brands, behaviors and beliefs that inspire action, amazing results and advocacy. One of these amazing examples is Bank Australia. Earlier this year, The World Council of Credit Unions invited us to moderate a presentation by Rowan Dowland, General Manager of Corporate Development at Bank Australia. Don’t let the “b” word mislead you; Australian credit unions are called banks and Bank Australia is a credit union in every sense of the word. Bank Australia’s brand is “values-based banking.” As an organization, Bank Australia’s brand has boldly drawn a line in the sand. Its target market is millennial-aged, globally social-conscious consumers, and its leaders know firsthand this target market trusts and supports businesses committed to a social purpose and positive environmental change. Bank Australia takes bold stands where other financials dare not tread. It draws a line in the sand and takes affirmative positions on issues such as financial inclusion, immigration, marriage equality, and the environment. Its leaders don’t shy away from declaring their position; they embrace it. They strongly believe that standing on the sidelines is no longer an option for them. The brand is bold, it stands out, and most importantly, it inspires action. Bank Australia’s outcomes are as dramatic as its brand in bank awareness, target market support, community impact, corporate culture, growth, and revenue. Bank Australia does very well by doing good.“People don’t buy what you do, they buy why you do it”Far too many of our credit union brands are focused on what we do (low-rate loans and low-fee transactions) and how we do it (seamless delivery channels, happy tellers), and very few of us focus enough on why we do what we do. In his “How Great Leaders Inspire Action” video, Simon Sinek suggests that people are not attracted to what or how we do something as much as they are attracted to why we do it. When our “why” has real purpose and meaning, e.g. financial inclusion for the working class, or an end to predatory lending in our communities, we will attract people who support that cause and they will then advocate for our cause and make it their own. Simon challenges leaders to identify and share their causes and beliefs. Ask yourself if your team’s current beliefs or causes are aligned with the target market you need to attract for the next 20 years. If the answer is no, you’ll want to refocus to find something meaningful enough that the desired target market will listen to and follow you. Common day causes worth fighting forIf you’re not sure what you’re fighting for, there are many issues facing the target markets we want to serve. Issues and causes that really matter in the lives of millions of consumers. Some of these causes have a natural connection to credit unions, such as financial inclusion for the underserved, action against poverty, affordable housing, relief from predatory lending, and high student loan debt. Other causes not as directly linked to credit unions, but no less inspiring to the people we hope to serve, include equality issues and climate change – to name a few. Consider one of Bank Australia’s very unique brand messages: “A bank that carbon-offsets every car loan is the Bank Australia needs.”Why it mattersBrand boldness is needed now more than ever. I don’t believe creative-looking logos, snappy taglines, funky names, and run-of-the-mill products and services are enough to maximize attention in our crowded and competitive space. My experience has been that the clearer the credit union’s purpose (why) and the strength of their commitment to it result in extraordinary outcomes for the members they serve.If you haven’t already, find something that really matters, both to you and to your target market, then take on the cause and make it your own. Draw a line in the sand and make it your rallying cry. Sure, you’re likely to anger some, but you’ll become a hero to thousands. The world needs more heroes.
“Unless [Indonesia] gets a bigger quota from Saudi Arabia next year,” the ministry director general of haj and umrah, Nizar Ali, explained on Tuesday as quoted by kompas.com.In the second scenario, in which the COVID-19 pandemic has slowed down, the quota for pilgrims will be decreased and not all of the 2020 pilgrims will depart in 2021. ”If decreased to 50 percent [of the quota], there must be additional costs in flights and accommodation as these services also apply health protocols by reducing capacity,” Nizar said.The third scenario, in which the pandemic is still not under control by 2021, will see the haj canceled again and the pilgrims deferred to 2022.Some 2.5 million Muslims across the globe visit Mecca and Medina for the religious pilgrimage. For many Indonesians, it is a once-in-a-lifetime event and people wait an average of 20 years to be part of the annual quota.As of Tuesday, Saudi Arabia has reported 308,654 COVID-19 cases and 3,691 deaths, according to data compiled by Johns Hopkins University. (aly)Topics : The Religious Affairs Ministry has prepared three scenarios for next year’s haj departure. Indonesia has decided to cancel haj departures this year, initially scheduled for June 26, as Saudi Arabia’s indefinite postponement of haj and umrah (minor haj) did not give enough time for the government to prepare health protocols for the journey.However, if the pandemic is over by 2021, all 221,000 pilgrims of the 2020 haj will depart next year. The pilgrims who were initially scheduled to leave in 2021 will be deferred to 2022.
Jobs That Pay, Press Release Harrisburg, PA – Governor Tom Wolf announced today that Avco Corporation (AVCO), doing business as Lycoming Engines, a manufacturer of piston airplane engines, will make significant renovations at its existing facility in Williamsport, Lycoming County, and create 38 new, full-time jobs over the next three years.“It is an honor to announce that the only U.S. owned and operated aviation piston engine manufacturer plans to continue its legacy in Pennsylvania and grow its employee base here,” said Governor Wolf. “As the manufacturing industry becomes more and more technologically advanced, the Keystone State’s highly skilled and dedicated workforce and world-class colleges and universities provide the resources that companies need to keep pace and succeed.”To enhance its competitive standing, encourage cost savings, and expand its manufacturing capabilities, AVCO plans to make renovations at its Lycoming Engines facility at 652 Oliver Street, Williamsport. The company will invest $11.34 million in the project, which includes the purchase of new, state-of-the-art manufacturing equipment. AVCO has committed to the creation of 38 new, full-time jobs and retention of 414 existing positions over the next three years. Hiring of new employees at the facility has commenced.“Lycoming continues to enhance its competitiveness through investments in our facilities and people,” said Michael Kraft, senior vice president and general manager of Lycoming Engines. “We are thankful for the Governor’s support of our initiatives.”AVCO received a funding proposal from the Department of Community and Economic Development that includes a $75,000 Pennsylvania First Program grant and $17,100 in WEDnetPA funding for employee training.The project was coordinated by the Governor’s Action Team, an experienced group of economic development professionals who report directly to the governor and work with businesses that are considering locating or expanding in Pennsylvania.Lycoming Engines specializes in the engineering, manufacture, service, and support of piston aircraft engines. With a factory in Williamsport, Pennsylvania, Lycoming piston engines power more than half of the world’s general aviation fleet – both rotary-wing and fixed-wing. The company also provides engines for military training schools and other specialized applications. Lycoming Engines is an operating division of Avco Corporation.Last year, DCED approved nearly $1.1 billion in low-interest loans, tax credits, and grants for projects across the commonwealth and secured private sector commitments for the creation and retention of more than 245,000 full-time jobs. In the same timeframe, the Governor’s Action Team completed 77 projects – creating and retaining more than 36,800 jobs. For more information about the Governor’s Action Team or DCED, visit dced.pa.gov.Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf January 27, 2017 Governor Wolf Announces 38 New Jobs with Renovations to Lycoming Engines Facility in Lycoming County SHARE Email Facebook Twitter
The towns of Caluya and Pandan declared a state of calamity on Dec. 26, 2019, while the town of Libertad was placed under a state of calamity last Dec. 27. “Since the retailers are being monitoreddaily, they should not sell the basic necessities beyond the APC. Otherwise,they will be given notice of violation by the DTI,” Cardinal added. Lynna Joy Cardinal, provincial office information officer of DTI Antique, said Wednesday the municipalities of Caluya, Pandan and Libertad carried out the APC in order to secure prices of the basic necessities to not go up. The typhoon hit the three cities the hardest. The price of basic necessities, with the implementation of the APC, is based on the prevailing prices of goods being sold in the municipalities. 155 grams of Lucky 7 sardines in tomato sauce for example, the APC is P15.50 in Pandan; P19 in Caluya, and P15.50 in Libertad. 300ml Alaska sweetened condensed milk is being sold for P57, P65 and P60 in respective places based on the APC. Negosyo Center counselors also conductdaily monitoring as for the other towns when the province was placed understate of calamity last Dec. 31. SAN JOSE, Antique – Business retailersfrom three northern municipalities hit by typhoon Ursula inwere reminded toobserve the Automatic Price Ceiling (APC). The APC was approved by their respectiveMunicipal Price Coordinating Councils (MPCC) with assistance from theDepartment of Trade and Industry (DTI) in the province. “Retailers in the three municipalities Caluya, Pandan, and Libertad are being reminded to adhere to the APC,” Cardinal said. “The Negosyo Center counselors in thethree municipalities conduct daily monitoring of the prices of the basicnecessities to make sure that the retailers adhere to the APC,” Cardinal added. She said the prices of the goods varyalso because of the transportation cost of retailers in transporting basicnecessities. The Provincial Price CoordinatingCouncil will meet this coming Jan. 13. (Witha report from PNA/PN)
With a four-yard John Stocco touchdown scamper on a quarterback draw, the Wisconsin Badgers accomplished quite a bit more than just a win. Stocco’s score gave Wisconsin a bit of redemption following years of struggles against Michigan and simultaneously sent a loud, booming knock on the national scene’s doorstep.In beating the Wolverines for the first time since 1994, the Badgers made their Associated Press top-25 debut, entering the poll at No. 17. And, whether it is completely justified or not, beating Michigan catapults Wisconsin into a group of Big Ten title contenders that includes Ohio State, Michigan State and Minnesota after the weekend.”To beat Michigan in a game like that, the crowd was going crazy,” linebacker Dontez Sanders said. “The guys that have been here for five years deserved it. We never stopped fighting. We went out there and we deserved to win this game. And we did win.”Not surprisingly, the win wasn’t pretty. Wisconsin fell behind 13-3 after the opening half, with Michigan dominating the time-of-possession battle before the Badgers turned the tables.It wasn’t a high-scoring, up-and-down-the-field track meet. Though Stocco put the ball in the air an un-Wisconsin-like 32 times, the Badgers used a grind-it-out style to control the game clock in the second half, with tailback Brian Calhoun seemingly willing the offense to successive first downs on the game-winning scoring drive.Heading into the year, Calhoun’s stock was high. The expectations were that he would fall next into the line of standout Wisconsin runners. But his play thus far has exceeded those expectations. Even beyond his game statistics against Michigan (which, at 155 yards rushing, one touchdown and seven receptions for 59 yards in the air, is quite impressive), Calhoun ran tough and competed seemingly tirelessly for all four quarters, as he has done in all four Badger wins to start the season. Continuing to play like that against a team like Michigan, however, elevated Calhoun into the likes of the greatest tailbacks to ever come through Wisconsin.”He’s the total package,” head coach Barry Alvarez said. “He can do it all; he can run for tough yardage, he’s got sprinter’s speed, he can make you miss, he has soft hands. He’s carried as many times as Ronnie (Dayne), but he’s the package now. I don’t know where you go to find anybody that can do any more than he can.”Stocco’s performance earned him the right to demand a little respect for once, on a team that is due for its fair share of pub from the national pundits. In what is becoming a theme in his young career, Stocco’s stat line failed to do him justice. He isn’t, and probably never will be, a highlight-reel passer. What he has done thus far in his career, however, is post a 13-3 record in the games he has started.”The No. 1 goal is to win games,” Stocco said. “Obviously it’s nice to have some success throwing the football as a quarterback and moving the chains, that’s all pretty and good. But I just want to win games. That’s the No. 1 goal.”Now, Wisconsin will need to carry the emotions and momentum over from one of the biggest wins at Camp Randall into the rest of the season if it hopes to establish itself as a true Big Ten title contender.”It puts us in the driver’s seat,” left tackle Joe Thomas said. “It’s right where we want to be. We still control our own destiny and you don’t want to get in a situation where you have to worry about other teams losing in order to get where you want to go.”